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On-line Privacy and Security |
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Your
privacy on the Internet is as important to us as your safety when driving a
Indica, which is why we at Tata Motors believe in an active approach to
safeguarding your privacy on-line. You can interact and remain assured that
confidentiality, security, and your individual right to change your mind
protect you.
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Confidentiality |
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In certain areas of this
site you may choose to share personal information with us, such as your name,
address or even your driving interests. We may use this information for
marketing research and other marketing and service related purposes like
sending brochures you request and keeping in touch by e-mail. Any personal
information you choose to share with us will not be disclosed to anyone outside
of Tata Motors, our related companies, or our business partners who are
contractually obligated to keep personal information confidential, unless
required by law (see Tata Motors Financial Services Privacy Policy below for
details). We will never exchange or sell your personal information to any other
company. Customer telephone calls may be recorded to protect you and our staff.
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Owners' Circle: Account Setup |
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To set up an account, we
do ask users to provide a valid VIN for vehicles purchased in India. In order
to set up an owner's circle account we do require users to provide a valid
email address, as well as create a unique user name and password. In addition
this area allows you to receive personalized Tata Motors news and information
via email. Users can be removed from the Owners' Circle by emailing a request
to the Webmaster.
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Security |
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All information in our
possession requires a unique password and username to access it. With this
password you can edit, delete or add to information you have shared while
visiting our site. Additionally, the information you include in a credit
application is secure while in transit to us.
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Site Traffic Monitoring |
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We collect anonymous
information about every visit to our site by tracking Internet Protocol (IP)
addresses on an aggregate basis. We do not link IP addresses to any personal
information associated to the individual visitor. We use this information only
to determine how to make future visits more convenient and productive for all
Tata Motors enthusiasts. We also collect browser type, access time, and the URL
where a user is entering or exiting the site.
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Cookies |
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Cookies produce a luxury
and convenience similar to that of memory seats. They save you the trouble of
reentering certain information in some registration areas; help to deliver
content specific information to you, and track which sections of the site are
most popular. The cookies we use are elements of data stored by your browser on
your hard drive. Usage of a cookie is in no way linked to any personally
identifiable information. They are used on the site only to store and access
the unique username and e-mail address you have provided us. For example, in
the registration area requesting your user name and e-mail address, cookies
allow us to fill in that information for you. Our use of cookies is controlled
and guided by our policy on confidentiality shown above.
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Subscriptions |
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You will only receive
e-mails or mailings from Tata Motors if you have requested to be on our
correspondence list. If you are currently on our list and do not wish to
receive further information from us, simply tell us by updating your
preferences. Any personal information you share with us can be updated at any
time.
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Correcting/Updating Personal
Information |
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When a user's personally
identifiable information changes (such as zip code), or if a user no longer is
interested in our service and we are notified of such changes, we will endeavor
to correct, update or remove that user's personal data provided to us. Your
Personal information can be updated at any time.
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Links |
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Though our site contains
links to other sites, we are not responsible for the content, links or privacy
on any of those sites.
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E-mail Links |
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We use e-mail links
throughout the site to allow you to contact us directly with any questions or
comments you may have. We read every message and try to reply promptly to every
one. Information in the message is used to respond directly to your comments or
questions. We may also file your comments to improve the site and programs, or
review and discard the information. Your personal information is not shared
with third parties without your explicit permission.
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Tata Motors Financial Services |
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In order to register for
the Tata Motors Financial Services, specifically for our online personal
banking we require information such as name, email address and mailing address.
We also required additional information such as social security number, drivers
license and date of birth. The information is strictly used to verify a
person’s identity and is not shared with any other party without your explicit
consent.
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Banking Security |
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Transaction Security: |
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The banking services site
has SSL Version 3 (Secure Sockets layer) from Netscape. This provides a
"security handshake" to initiate the connection. This encrypts and decrypts the
data sent. The encryption is based upon technology that uses military-grade
public/private key encrypted information in the client request and server
response. All information is fully encrypted, such as the content of terms
submitted (i.e., credit card numbers), access authorization information (such
as user names and passwords), and data returned from the server to the client.
Secure SSL sessions are established in Tata Motors Online Services areas where
your personal information is being transmitted, including online services,
account related e-mail, and customer service areas.
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Server Security: |
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The servers are protected
by several security mechanisms. First, Filtering Routers restrict access to
only approved network paths. Second, firewalls limit access and prevent certain
attacks. Hewlett Packard’s Virtual Vault backs up checkpoint Firewall-1, a
leading product in the firewall industry. Virtual Vault helps create a secure
environment for financial Web applications and helps protect against errors in
server software and its applications. Application and Insider Security: Virtual
Vault also provides strong authentication of customers and proper enforcement
of authorization for transaction requests. Within Virtual Vault there is an
application that provides the only access between inside and outside
compartments. The Trusted Gateway also validates URL references and performs
certain other calculations to prevent unauthorized scripts from being executed.
Virtual Vault also has insider security application. With Virtual Vault, users
must log into their own accounts and may access only the administrative
commands for which they have authorization. Virtual Vault also provides an
audit trail to trace unusual or unauthorized transactions.
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External Server Security: |
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The server must interface to the
external server that is used by the financial institution for core processing,
such as balance inquires, history inquiries, and monetary transactions. These
interfaces are done through firewalls and Encrypting Routers using Virtual
Private Network (VPN) technologies. VPN creates a secure encrypted tunnel from
a router or firewall to a matching device on the other end of the network.
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Some Privacy FAQs: |
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Q. Will Tata Motors Financial Services
retain and collect my personal information? |
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A. We collect, retain
and use information about you only where we reasonably believe that it will
help administer our business. We must be able to identify and distinguish you
and your products and services to prevent unauthorized entities from accessing
your personal financial information. |
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Q. What should I do when I have
finished accessing confidential data? |
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A. When you have
finished using a secure area of the Tata Motors Web site, make sure you always
click on the "Log Out Button." When you click on it, you will be given the
option to end your secure session. No further secure transactions can be
conducted without re-entering your User-ID and password. |
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Q. Why can I still see some of my
account information even after I have pressed the "Exit Secure Area" link? |
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A. Browser software
often "caches" pages as you look at them, meaning that some pages are saved in
your computer's temporary memory. Therefore, you may find that clicking on your
back button shows you a saved version of a previously viewed page. Please keeps
in mind that caching in no way affects the security of your confidential
User-ID or password. If you use your computer in a public place, please read
below. |
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Q. What should I do if I am using a
"public" computer? |
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A. If you use a
computer that others also work and you are uncomfortable that they may view
"cached" pages after you have left the station, quit/exit your browser software
before leaving. This will decrease the possibility of anyone viewing
confidential information. No other users will be able to access your account
information online without your User-ID and password. |
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Questions |
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If you have further questions about our
Privacy Policy, the practices of our site or your experience with our site, you
may contact the Site Representative.
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Legal |
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By visiting this site you are agreeing
to the terms as outlined above and in the Legal section. We reserve the right
to change our Privacy Policy at any time. |
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Our Commitment to Privacy |
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This notice is being given to you on
behalf of Tata Motors, and provides you with our policies on the handling of
non-public personal information (“Customer Information”) about you.
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Any Customer Information you choose to
share with us will not be disclosed to anyone outside of the Tata Motors or our
business partners. We will not, without your consent, release specific
information about you or your account to third parties, except where such
release is necessary to complete a transaction you have requested or unless we
are required or allowed to do so by law.
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Information We Collect |
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As part of providing you with our
products and services, we obtain Customer Information about you. We define
Customer Information as:
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• Name
• Address
• Social security number
• Income
• Information from a credit application
• Information from a consumer credit report
• Account balances
• Account history
• Telephone numbers
• Payoff balances
• Anything related to a transaction
• Or any other type of information about you that is gathered, stored or shared
with a third party, Affiliate or vendor |
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Making the Security of Information a
Priority |
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We limit access to Customer Information
to only those employees who need it to perform their job duties while providing
products and services to you, or to maintain or service those products or
services. We maintain physical, electronic and procedural safeguards that
comply with Federal regulations to protect Customer Information.
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Sharing information within Tata Motors |
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We share Customer Information about you
within the Tata Motors. Any of the Tata Motors Family of Companies may disclose
certain information to each other in connection with your account and to assist
us in providing offers for products or services that may be of interest to you.
We are permitted by law to share with our Affiliates, information about our
transactions or experiences with you, such as your account balance and payment
history.
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Sharing information with companies that
work for us |
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We may share Customer Information with
non-affiliated companies that work for us. These companies may include
financial service providers such as insurance companies or banks and
non-financial companies such as those that provide your monthly statement. All
of these companies act on our behalf are contractually obligated to keep the
Customer Information that we provide to them confidential and use the
information only to provide the services we have asked them to perform for you
and us. We may share Customer Information with non-affiliated companies that
market our products and services or with whom we have joint marketing
agreements. |
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Disclosing information in other
situations |
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We may also disclose Customer
Information to credit bureaus, courts or other authorized governmental
authorities, as required by law. These may include disclosing information in
connection with a subpoena, fraud investigation, audits, or public record
filings. Tata Motors Financial Services may disclose certain Customer
Information to a nonaffiliated third party in connection with an investigation
to locate our collateral or to recover an outstanding debt.
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Keeping up-to-date with our Privacy
Policy |
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We will give you notice of our privacy
policy annually, as long as you maintain an ongoing relationship with us. If
your account(s) become inactive or closed for some reason, we will continue to
treat and safeguard Customer Information about you, our former customer, as
described in this notice. |
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